Medical Aid & GAP Cover

Medical Aid & Healthcare

Medical aid options in South Africa are complex, with dozens of schemes and hundreds of plan variants. We help you compare across the market and choose the right level of cover for your needs, without paying for benefits you don’t use.

Individual and family cover. Match a scheme and plan to your family’s health profile, budget and preferred healthcare providers.
Plan reviews. Have you had the same plan for years? An annual review often surfaces a better fit at a better price.
Life-event advice. Guidance when your circumstances change: marriage, a new baby, a new job, or a chronic diagnosis.

Employee benefits & group medical aid

For business owners, offering medical aid is one of the strongest ways to attract and retain good staff. We help you structure and administer employer-sponsored or subsidised medical aid arrangements that work for both the business and the team.

Group medical aid schemes. Set up and manage employer-sponsored cover, with negotiated rates where scheme rules allow.
Employee onboarding & queries. Support for HR teams and employees on scheme selection, changes and claims.
Wellness & preventative benefits. Guidance on plan features that keep your team healthy and reduce absenteeism.

Gap Cover

Even a good medical aid doesn’t always pay the full cost of hospital treatment. Specialists routinely charge two to five times the medical aid rate, leaving a gap you have to fund yourself. Gap cover is a small monthly premium that bridges that shortfall so you’re never left with an unexpected bill after a claim.

Bridge the shortfall. Cover the difference between what specialists charge and what your medical aid pays.
Co-payments and sub-limits. Additional protection against co-payments and scheme sub-limits on procedures like scopes and scans.
Peace of mind for a small premium. Typically a fraction of your medical aid cost, for meaningful protection against out-of-pocket surprises.

Let's talk HEALTH cover.

Call 072 304 9019 or request a quote online.